MONEY TRAIN 3
100,000× max win. 13 special symbols. The bonus round that doubled the ceiling.
Relax Gaming's 2022 sequel took everything Money Train 2 built and pushed the multiplier cap to 100,000×. The base game RTP sits at 96.10%, rising to 96.50% with any of four bonus buy options. Where MT2 had 8 special symbols in its bonus round, MT3 packs 13 — including the Persistent Shapeshifter that transforms into a different modifier on every spin. The grid starts at 5×4 with 40 fixed paylines and can expand to 7×4 during the Money Cart Bonus when you fill a column with symbols. 14 players hit the 100,000× cap within the first four days after launch. That's not a theoretical ceiling — it has been verified and documented multiple times. The base game itself runs at a 19.35% hit rate, which means roughly one in five spins returns something. But the distribution curve is deliberately skewed. Wins above ×15 appear about once every 82 spins. Wins above ×1,000 show up roughly once in 58,264 spins. Everything meaningful happens inside the Money Cart Bonus, and getting there takes patience — the bonus triggers approximately once every 434 spins naturally. That's the trade-off: a quiet base game with random Respin triggers to break up dry spells, and a bonus round capable of stacking multipliers into five-figure territory when the right persistent symbols land. The Respin feature fires on non-winning spins, picks one symbol type to freeze as sticky, and keeps respinning as long as new matching symbols appear. Multiplier chips (×1, ×2, ×3) drop in and add to your total. It won't carry you to max win, but it keeps sessions from feeling completely dead between bonus rounds. At €0.10 to €10 per spin, the bet range is narrow by industry standards — this is not a high-roller slot. Relax Gaming capped the maximum bet specifically because the ceiling is so extreme. A €10 spin at 100,000× would pay €1,000,000. The four bonus buy tiers (20×, 50×, 100×, 500×) give you control over how much you're willing to spend to skip the wait. The 500× Persistent option guarantees one persistent symbol from the start — the most expensive shortcut, but the one with the highest theoretical ceiling per round.
Core Systems
3+ scatters trigger the main event. Grid expands from 5×4 to 7×4. 13 special symbols interact to stack multipliers toward 100,000×. Every new symbol resets your 3 respins.
20× (1 spin), 50× (2 spins), 100× (standard), 500× (guaranteed persistent). All options raise RTP to 96.50%. Pick based on budget and risk tolerance.
Shapeshifter, Collector, Sniper, Necromancer, Collector-Payer — persistent versions fire their effect on every spin until the bonus ends. One good persistent symbol can carry an entire round.
Triggers randomly on non-winning base game spins. One symbol type goes sticky. Multiplier chips ×1-×3 add to the total. Keeps dead stretches from feeling entirely empty.
How to Play Money Train 3
Use the bet controls at the bottom. Range is €0.10 to €10 per spin. With 100,000× max win, even minimum bet carries €10,000 ceiling potential. Keep stakes at 0.2-0.5% of your session bankroll.
Spin the 5×4 grid with 40 paylines. Or skip the base game entirely — hit the BUY button for four options: 20×, 50×, 100×, or 500× your stake. All bonus buys raise RTP from 96.10% to 96.50%.
On any non-winning spin, the Respin feature can fire randomly. One symbol type freezes as sticky. Every new match awards another respin. Multiplier chips (×1 to ×3) add to the total payout.
Land 3+ Bonus scatters anywhere on the reels. Persistent gold symbols also count as scatters for the trigger. You start with 3 respins — every new symbol landing resets the counter to 3.
During the Money Cart Bonus, special symbols add multipliers, collect values, double payouts, and revive spent symbols. Fill a column to unlock an extra reel (up to 7×4). Round ends when respins hit 0 or you reach 100,000×.